SmartCredit

SmartCredit.io is a fixed-term, fixed-interest-rate Dapp. The borrowers and lenders are connected Peer-2-Peer, instead of Peer-2-Pool-2-Peer. Borrower have internally the Credit Lines, which contain the collateral. Lenders have their Fixed Income Funds, which invest into different maturities. Platform matches the borrowers requests with the lenders Fixed Income Funds. SmartCredit.io added fixed rate leveraged ETH staking feature, which allows to leverage Lido staking fixed-rate for 2x, 3x, 4x or 5x for 180 days. It utilizes the internal fixed-term borrowing feature via borrowing for 180 days. Collateral for internal borrowing is stETH which is received from Lido after the ETH staking. Smart Contracts cover as well the functionality of early exits via the Curve, liquidations and regular Lido un-staking.